CROA Disclosure

Federal law gives you the right to dispute inaccurate information in your credit report directly with the consumer reporting agencies at no cost to you.

Your Rights

• You have the right to obtain a copy of your credit report.
• You have the right to dispute incomplete or inaccurate information directly with the credit bureaus.
• You may seek assistance from a credit repair organization, but you are not required to buy any service to exercise your rights.

Important Notice

You should review all service agreements carefully and understand that no one can lawfully remove accurate and timely negative information from your credit report simply because you pay for a service.

Before You Sign Up

Make sure you understand what services are being offered, what fees apply, and what your legal rights are under applicable federal and state law.

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