Terms of Service

These Terms explain how this website can be used, what the content is for, and what it does not promise. The goal is clarity, not filler.

Website Purpose

These Terms of Service govern your use of the FixMyScoreNow website. By using this website, submitting a form, or reading materials published here, you agree to use the site lawfully and in a manner that does not misuse the content, systems, or communications provided through the site.

No Guarantee of Results

Credit outcomes vary based on the facts of each file, the accuracy of information being reported, the user's goals, timing, bureau responses, creditor behavior, and many other factors. Nothing on this website should be read as a promise that a specific score increase, deletion, approval, or timeline will occur in your case.

Educational Content

The website contains general educational material about credit reports, disputes, collections, charge-offs, identity theft recovery, and score-building concepts. That content is intended for informational purposes and should not be treated as individualized legal, tax, or financial advice for your exact situation.

User Responsibilities

You agree not to use the site for unlawful conduct, spamming, scraping, impersonation, harassment, or attempts to interfere with the website's operation. You also agree not to misrepresent your identity or submit knowingly false information through the consultation form.

Consultation Requests

Submitting a website form or sending an inquiry does not automatically create a client relationship. A formal service relationship, if any, would depend on a separate agreement, required disclosures, and acceptance by both sides.

Intellectual Property

Website design, text, graphics, articles, branding, logos, and original content are protected by applicable intellectual property laws. You may read and reference content for personal use, but you may not republish, copy in bulk, or commercially exploit content without permission.

Third-Party Links

This site may link to outside resources such as government agencies, consumer education sources, or other websites. Those links are provided for convenience and reference. We are not responsible for third-party content, policies, or changes made by those outside sites.

Limitation of Liability

To the fullest extent permitted by applicable law, FixMyScoreNow is not liable for indirect, incidental, or consequential damages arising from website use, reliance on general content, interruptions, or third-party platform failures. Use of the site is at your own discretion.

Changes to These Terms

These Terms may be updated from time to time. Continued use of the website after updated terms are posted means you accept the revised version then in effect.